As a Savings Plan subscriber, you take greater responsibility for your health care costs and accept a higher annual deductible. You pay the full allowed amount for covered medical benefits (including mental health/substance abuse benefits and prescription drugs) until you reach the deductible. As a result, you save money on premiums. Another advantage is that because the Savings Plan is a tax-qualified, high-deductible health plan, you may establish a Health Savings Account (HSA) if you have no other health coverage, including Medicare, unless it is another high-deductible health plan, and you cannot be claimed as a dependent on another person’s tax return. Funds in an HSA may be used to pay qualified medical expenses now and in the future.
For a quick look at the Savings Plan’s features, check out the Savings Plan Summary of Benefits and Coverage. Detailed information about the Savings Plan’s benefits is located in the Health Insurance chapter of the current Insurance Benefits Guide.
Information about the State Health Plan’s grandfathered status under the Affordable Care Act is located here.
Order a replacement ID card
You may order replacement State Health Plan ID cards by calling BlueCross BlueShield of South Carolina at 800.868.2520, or by visiting the BlueCross website at StateSC.SouthCarolinaBlues.com. You will need your Benefits Identification Number (BIN). If you don’t know your BIN, login to MyBenefits and select “Get My BIN.