Serving those who serve South Carolina

COBRA subscribers

If your coverage or your spouse or child’s coverage ends, you may be eligible for continuation of coverage. To drop a spouse or child from coverage, complete the appropriate Notice of Election form within 30 days of the date the spouse or child is no longer eligible for coverage.


COBRA eligibility

COBRA is short for Consolidated Omnibus Budget Reconciliation Act. It requires that continuation of group health, vision, dental and/or Medical Spending Account coverage* be offered to you and/or your covered spouse and/or children if you are no longer eligible for coverage due to a qualifying event. A qualifying event is any one of the following:

  • The covered employee voluntarily quits work, retires, is laid off or is fired (unless the firing is due to gross misconduct);
  • The covered employee’s working hours are reduced making the employee ineligible for coverage;
  • A covered spouse loses eligibility due to a legal separation or divorce; or
  • A child no longer qualifies for coverage.

*Please note: Individuals eligible for continued coverage under COBRA may continue to participate in a Health Savings Account, as long as they remain covered by the Savings Plan and meet other eligibility requirements.


For more information about COBRA, review the Continuation of coverage section in the General information chapter of the Insurance Benefits Guide.


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