Serving those who serve South Carolina

Savings Plan

Your insurance needs are as unique as you are. You may meet your deductible each year, or maybe you can’t remember the last time you saw a doctor. The Savings Plan is one of two State Health Plan options, and has lower premiums and higher deductibles. Features of the Savings Plan include:

  • Lower premiums. The Savings Plan is a high deductible plan. This means you save money with lower premiums, and you take greater responsibility for your health care costs through a higher annual deductible.
  • Copayments. There are no copayments for services. Instead, you pay the full allowed amount for covered benefits until you meet your deductible.
  • Health Savings Account. A Health Savings Account, or HSA, allows you to set aside pretax money every year for eligible medical expenses. Learn more about an HSA on the MoneyPlus web page.


View the Savings Plan Summary of Benefits and Coverage for more details. BlueCross BlueShield of South Carolina (BlueCross) is the third-party administrator for the State Health Plan.



You can enroll during:

  • Your initial enrollment;
  • Open enrollment in October; or
  • A special eligibility situation.


Identification cards

After your initial enrollment, you will receive two identification cards from BlueCross. You can also access your digital identification card from the My Health Toolkit® mobile app. If you need to order a replacement card, visit or call BlueCross at 800.868.2520. You will need your Benefits Identification Number (BIN). If you don’t know your BIN, log in to MyBenefits and select Get My BIN.


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State of South Carolina

S.C. Code of Laws

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