Your insurance needs are as unique as you are. You may meet your deductible each year, or maybe you can’t remember the last time you saw a doctor. The Standard Plan is one of two State Health Plan options, and has higher premiums and lower deductibles. Features of the Standard Plan include:
Lower deductibles. The Standard Plan has individual deductibles and family deductibles. When one family member meets his deductible, the Standard Plan will begin to pay benefits for him. This happens even if the family deductible is not met.
Copayments. You will pay a copayment for services. A copayment is a fixed amount you pay for a covered service in addition to your deductible and coinsurance.
Prescription drug coverage. You will pay a copayment for prescription drugs, up to $3,000 per year. Prescription drugs are only covered at network pharmacies.
After your initial enrollment, you will receive two identification cards from BlueCross. You can also access your digital identification card from the My Health Toolkit® mobile app. If you need to order a replacement card, visit StateSC.SouthCarolinaBlues.com or call BlueCross at 800.868.2520. You will need your Benefits Identification Number (BIN). If you don’t know your BIN, log in to MyBenefits and select Get My BIN.