During open enrollment, eligible subscribers may change their coverage for the following year. Any changes they make during open enrollment take effect January 1, 2022. Employers can find helpful resources to use during open enrollment below.
Your responsibility as an employer
- Distribute hard copies of federally mandated notices to employees and include the COBRA initial notice, if applicable.
- Provide employees with a link to PEBA’s open enrollment webpage, peba.sc.gov/oe.
- Encourage employees to use MyBenefits to:
- Review current coverage and life insurance beneficiaries, even if they don’t plan to make changes.
- Make open enrollment changes and upload supporting documentation.
- Submit updated SLTD salary information.
- Approve all employee-initiated transactions in EBS in a timely manner.
- Document all changes for appropriate recordkeeping.
- Review other insurance products you may offer. You may not offer an insurance benefit that is available through PEBA. You may offer products not available through PEBA; however, premiums for those products may not be paid pretax through MoneyPlus.
- In December, log in to EBS to view Report HIS759 for a list of open enrollment transactions that have not been approved. PEBA will purge outstanding transactions in mid-December.
- Confirm January 2022 payroll deductions correspond with approved open enrollment transactions. Advise employees to review payroll deductions in January.
Publications and resources
- Preparing for open enrollment 2021: PowerPoint | PDF | Video
- Monthly premiums
- Federally mandated notices
- Insurance Summary
- Benefits Advantage
- Monthly premium worksheet for optional employers
- MoneyPlus worksheet
- Open enrollment worksheet for active employees
- Open enrollment worksheet for retirees, COBRA subscribers, survivors and former spouses
- Enrollment documentation worksheet
- 2022 Insurance Benefits Guide
- Navigating Your Benefits flyers
- Notice of Election forms
- Registering on MetLife's MyBenefits platform
- COVID-19 Relief Bill summary
How to make changes
The easiest way for subscribers to make coverage selections during open enrollment is through MyBenefits (mybenefits.sc.gov).
Keep in mind that changes to existing dental coverage can be made during open enrollment only in odd-numbered years. The next opportunity for subscribers to make a change will be October 2023 or within 31 days of a special eligibility situation.
Some coverage changes, including enrolling a dependent who is not currently covered under any benefit, require supporting documentation. Subscribers can upload documents through MyBenefits. PEBA must receive the documents by December 1 to approve the changes.
New electronic Statement of Health process for life insurance
Effective September 15, 2021, there will be a new electronic Statement of Health process for life insurance elections that require medical evidence. Learn more about the new process in the August 31 PEBA Update.
Life insurance changes during open enrollment
There is no guarantee issue for the 2021 open enrollment period. Employees who request life insurance elections in MyBenefits will see a message to contact their benefits administrator if they wish to enroll in or increase Optional Life or Dependent Life-Spouse coverage.
For life insurance open enrollment changes that require medical evidence, employees must complete a Notice of Election (NOE), sign it and return it to their benefits administrator by October 31, 2021. You will submit the NOE to PEBA once you receive approval for coverage from MetLife.
To enroll in or increase Optional Life coverage, employees must complete a shorter Supplemental Form online. They will receive an email from MetLife that includes a link to the form on MetLife’s MyBenefits platform. If they answer “yes” to any of the questions, they will be prompted to complete a full Statement of Health. Answering “no” to all health questions on the Supplemental Form does not automatically approve them for coverage.
To enroll in or increase Dependent Life-Spouse coverage, employees must complete a full Statement of Health online. They will receive an email from MetLife that includes a link to the form on MetLife’s MyBenefits platform.
Employees should make all other open enrollment changes through MyBenefits.