Congratulations on your new job. Your employment means more than just a paycheck. Your employer may also provide valuable insurance and retirement benefits. Below you will find links to information about the insurance programs and retirement plan(s) your employer may offer.
You have 31 days from the date you become eligible to enroll in your health insurance and other insurance benefits. Your benefits administrator can guide you through the enrollment process, but here are some other resources that you may find helpful.
- Insurance Enrollment Guide for New Hires
- Insurance Summary
- New hire worksheet
- MoneyPlus worksheet
- New hire notices
- Summaries of Benefits and Coverage
- Insurance Benefits Guide
Be sure to also view the Insurance Education and Orientation below for an overview of your insurance benefits.
- Introduction: PowerPoint | Adobe PDF | Video
- Health plan options: PowerPoint | Adobe PDF | Video
- Dental plan options: PowerPoint | Adobe PDF | Video
- Vision coverage: PowerPoint | Adobe PDF | Video
- Life insurance coverage: PowerPoint | Adobe PDF | Video
- Long term disability coverage: PowerPoint | Adobe PDF | Video
- MoneyPlus elections: PowerPoint | Adobe PDF | Video
- Health Savings Account: PowerPoint | Adobe PDF | Video
- Enrollment: PowerPoint | Adobe PDF | Video
- Using your benefits: PowerPoint | Adobe PDF | Video
- Full presentation: Video
You have 30 days from your date of hire to enroll in your retirement plan and designate beneficiaries for your retirement account. Your benefits administrator can guide you through the enrollment process, but you can also learn more in the Retirement Enrollment Guide for New Hires flyer. Be sure to also view the Retirement Education and Orientation below for an overview of your retirement benefits.
- Retirement plan details: PowerPoint | Adobe PDF
- Enrollment: PowerPoint | Adobe PDF
- Beneficiaries: PowerPoint | Adobe PDF
- In-service death benefits: PowerPoint | Adobe PDF
- Disability retirement: PowerPoint | Adobe PDF
- Leaving before retirement eligibility: PowerPoint | Adobe PDF
- Service retirement: PowerPoint | Adobe PDF
- State Health Plan retiree insurance: PowerPoint | Adobe PDF
- Resources: PowerPoint | Adobe PDF
SCRS or State ORP
If you are a newly hired employee of a state agency, public school district or charter school, or public higher education institution, you may choose between the South Carolina Retirement System (SCRS) and State Optional Retirement Program (State ORP). The resources below may help you make your retirement plan selection.
If you are a newly hired employee of an optional employer, like a local subdivision of government, that participates in the retirement plans PEBA administers, you are not eligible for State ORP and must join SCRS.
The Police Officers Retirement System (PORS) is primarily for public safety employees of state agencies, public school districts and charter schools, public higher education institutions and other optional employers that participate in PORS.
The Judges and Solicitors Retirement System (JSRS) is a defined benefit retirement plan for South Carolina's public justices, judges, solicitors, circuit public defenders and administrative law court judges.
South Carolina Deferred Compensation Program
The South Carolina Deferred Compensation Program (Deferred Comp) offers a unique opportunity for you to save for your future. It is a straightforward way to work toward the retirement income you desire. You can contribute to a 401(k) and 457(b) plan and elect to contribute before-tax or choose the Roth option to make after-tax contributions. Deferred Comp is available to most members covered by the South Carolina Retirement Systems, and Empower Retirement administers the program
Visit www.southcarolinadcp.com to learn more about Deferred Comp and to enroll. You can also call Empower Retirement at 877.457.6263.