Congratulations on your new job. Your employment means more than just a paycheck. Your employer may also provide valuable insurance and retirement benefits. Below you will find links to information about the insurance programs and retirement plan(s) your employer may offer.

Insurance benefits

You have 31 days from the date you become eligible to enroll in your health insurance and other insurance benefits. Your benefits administrator can guide you through the enrollment process, but here are some other resources that you may find helpful.

• Insurance Enrollment Guide for New Hires  
• Insurance Summary  
• New hire worksheet  
• MoneyPlus worksheet  
• New hire notices  
• Summaries of Benefits and Coverage
  • Standard Plan  
  • Savings Plan  
  • MUSC Plan  
• Insurance Benefits Guide  

Be sure to also view the Insurance Education and Orientation below for an overview of your insurance benefits. You may also view the full presentation on our YouTube channel.

Insurance Orientation and Education

Retirement benefits

You have 30 days from your date of hire to enroll in your retirement plan and designate beneficiaries for your retirement account. Your benefits administrator can guide you through the enrollment process, but you can also learn more in the Retirement Enrollment Guide for New Hires   flyer. Be sure to also view the Retirement Education and Orientation below for an overview of your retirement benefits. You may also View the full presentation   on our YouTube channel.

Retirement Orientation and Education

SCRS or State ORP

If you are a newly hired employee of a state agency, public school district or charter school, or public higher education institution, you may choose between the South Carolina Retirement System (SCRS) and State Optional Retirement Program (State ORP). The resources below may help you make your retirement plan selection.

• Select Your Retirement Plan guide  
• “It’s Your Choice: SCRS or State ORP” video  

If you are a newly hired employee of an optional employer, like a local subdivision of government, that participates in the retirement plans PEBA administers, you are not eligible for State ORP and must join SCRS.

PORS

The Police Officers Retirement System (PORS) is primarily for public safety employees of state agencies, public school districts and charter schools, public higher education institutions and other optional employers that participate in PORS.

JSRS

The Judges and Solicitors Retirement System (JSRS) is a defined benefit retirement plan for South Carolina's public justices, judges, solicitors, circuit public defenders and administrative law court judges.

South Carolina Deferred Compensation Program

The South Carolina Deferred Compensation Program (Deferred Comp) offers a unique opportunity for you to save for your future. It is a straightforward way to work toward the retirement income you desire. You can contribute to a 401(k) and 457(b) plan and elect to contribute before-tax or choose the Roth option to make after-tax contributions. Deferred Comp is available to most members covered by the South Carolina Retirement Systems, and Empower Retirement administers the program

Visit www.southcarolinadcp.com   to learn more about Deferred Comp and to enroll. You can also call Empower Retirement at 877.457.6263.